Fixed rate mortgages provide clients with the opportunity to set a fixed mortgage payment for the length of the loan. This type of mortgage plan is designed for clients seeking long term financing or for clients that have a steady monthly income

Adjustable rate mortgages (ARM) are ideal for clients expecting an income increase or those who are anticipating occupying a home for a short period of time. ARMs have variable interest rates and variable payments that are based on either Treasury backed or Libor based indexes.

Interest only loans are designed for clients who may not have a steady income, and are a great way to maximize your cash flow. Only the interest on the mortgage is paid in monthly payments for a fixed term. At the end of the term, the balance can be paid in a lump sum, it can be refinanced, or the client can begin to pay on the principal of the loan.